Home Loan
Fulfil your dream of owning a home with IKCON Finance, where we offer housing loans starting at Rs 3 lakh. Home Loan comes with a host of benefits such as smaller EMIs where you can space out your payment over a longer tenure, attractive interest rates, an easy application process, doorstep service, etc.
Smaller EMI's
Minimum Loan Amount 3 Lakhs
No Prepayment Charges
Floating & Fixed Interest Rates
Feature & Benefits
Avail attractive interest rates
Make your home loan affordable and easier on your pocket every month with attractive home loan interest rates.
Choose your interest rate type
Fixed and floating home loan interest rates available as per your preference.
Transfer loan balance with ease
Transfer your existing home loan to Axis Bank, without any hassles.
Pay no prepayment Charges
No prepayment charges for paying off your home loan before the due date (only for loans availaled at floating rate of interest
Be assured of Quick, transparent processing
Premium banking customers can contact their Relationship Manager for details of special benefits.
Repay your loan over a longer tenure
Repay your home loan in smaller EMIs, over a longer tenure, depending on the situation of your finances
Get service at your doorstep
Avail of repay the home loan from the comfort of your home or office.
Types of Home Loan
Our affordable and flexible home loans are designed to take you closer to your dream home. EMI is based on factors such as loan tenure, amount, and interest rates, tailored to your specific needs. Discover our diverse selection of products offering highly competitive Home loan interest rates, extended repayment periods, and additional advantage such as EMI waivers.
Bank Home Loan
Feature
Loans for Resident Indian and NRI Salaried and Self Employed customers
Loan Amount
Upto Rs 5 crore
Maximum Tenure
30 years
Shubh Aarambh Home Loan
Features
12 EMIs off regular payments of EMIs, 4 EMIs each waived at the end of 4th,8th and 12th year
No extra costs, nil prepayment charge
Loan Amount
Upto Rs 30 Lakhs
Maximum Tenure
30 years
Fast Forward Home Loans
Features
12 EMIs off on regular payments of EMIs. 6 EMIs waived at the end of 10th and 15th year.
No extra costs, nil prepayment charge.
Loan Amount
Rs 30 Lakhs to Rs 5 Crore
Maximum Tenure
30 Years
Asha Home Loan
Features
Affordable home loans for both Salaried and Self Employed customers.
Available on a minimum combined family income of Rs 8000 p.m.
Loan Amount
Rs 1 Lakh to Rs 35 Lakhs
Maximum Tenure
30 years Available on a minimum combined family income of Rs 8000 p.m.
Top-up Home Loan
Feature
Top up loan for existing home loan customers and for Balance Transfer customers.
Get additional financing on the same property for personal or business requirements.
Loan Amount
Upto Rs 50 Lakhs
Maximum Tenure
Same as outstanding Home Loan tenure
Super Save Home Loan
Feature
Home loan with overdraft facility to save total interest payable on your home loan.
Invest surplus funds in the account to earn interest and withdraw whenever needed.
Loan Amount
Rs 10 Lakhs to Rs 5 Crore
Maximum Tenure
20 years for fully disbursed case and 22 years for partly disbursed case
Quick Pay Home Loan
Feature
Loans with reducing monthly instalments
Loan Amount
Upto Rs 5 Crore
Maximum Tenure
30 Years
24*7 Home Loan Top Up
Feature
24*7 Home loan top up features Top up loan for existing Home Loan customers.
Instant funds Paperless offering.
Nil foreclosure and pre-payment charges.
Loan Amount
Rs 1Lakh to 25 Lakh
Maximum Tenure
Upto 15 years